Many people who shop for individual insurance policies on the state or federal exchange qualify for government aid. These premium tax credits are calculated based on income and insurance affordability to help many individuals get coverage. 

If you are eligible for a premium tax credit, you must coordinate the amount you accept with your PeopleKeep allowance. The law requires that you use your PeopleKeep allowance first, and reduce your tax credit by the amount of your PeopleKeep allowance. 

For example:

You will need to contact a representative at healthcare.gov to adjust your tax credit. 

Small businesses offering a PeopleKeep benefit should never be involved in making premium credit calculations for their employees. Not only would that violate their privacy, but it’s also nearly impossible to do. A small business can't know whether employees have additional sources of income, such as a spouse, a second job, or property ownership.

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